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120 Words & Phrases about Money in Chinese for Conversations

Welcome to our informative post about money in Chinese! Money plays a crucial role in our lives, and understanding the vocabulary and phrases related to financial exchanges in Chinese is essential for effective communication.

1. Vocabulary and Phrases for Paying in Cash Money in Chinese

When it comes to paying in cash money in Chinese, understanding the relevant vocabulary and phrases in Chinese can be incredibly useful. Let’s explore some phrases that will help you navigate these situations with ease:

  1. 支付 (zhīfù) – to pay
  2. 付现金 (fù xiànjīn) – to pay in cash
  3. 现金支付 (xiànjīn zhīfù) – cash payment
  4. 零钱 (língqián) – small change, loose change
  5. 找零 (zhǎo líng) – to give/change back (money)
  6. 请给我找零 (qǐng gěi wǒ zhǎo líng) – Please give me change.
  7. 多少钱 (duōshǎo qián) – How much does it cost?
  8. 价格 (jiàgé) – price
  9. 我需要支付多少钱？(wǒ xūyào zhīfù duōshǎo qián?) – How much money do I need to pay?
  10. 五十元 (wǔshí yuán) – fifty yuan
  11. 十块 (shí kuài) – ten yuan (informal)
  12. 这个多少钱？(zhège duōshǎo qián?) – How much does this cost?
  13. 请给我账单 (qǐng gěi wǒ zhàngdān) – Please give me the bill/receipt.
  14. 硬币 (yìngbì) – coin
  15. 人民币 (rénmínbì) – Chinese currency (RMB)
  16. 付款 (fùkuǎn) – to make a payment
  17. 货币单位 (huòbì dānwèi) – monetary unit
  18. 钱包 (qiánbāo) – wallet
  19. 请结账 (qǐng jiézhàng) – Please settle the bill.

With these phrases, you’ll be well-equipped to handle cash transactions in Chinese. Remember to use polite expressions such as “请” (qǐng) when interacting with others. Practice using these phrases, and soon you’ll be able to handle payment situations confidently and smoothly.

2. Vocabulary and Phrases in Chinese for Cards and Cashless Payments

In today’s digital age, cards and cashless payments have become increasingly popular. To navigate these payment methods in Chinese, let’s explore some essential vocabulary and phrases:

  1. 银行卡 (yínhángkǎ) – bank card
  2. 信用卡 (xìnyòngkǎ) – credit card
  3. 借记卡 (jièjìkǎ) – debit card
  4. 刷卡 (shuākǎ) – to swipe a card
  5. 付款码 (fùkuǎn mǎ) – payment QR code
  6. 手机支付 (shǒujī zhīfù) – mobile payment
  7. 支付宝 (Zhīfùbǎo) – Alipay
  8. 微信支付 (Wēixìn zhīfù) – WeChat Pay
  9. 付款密码 (fùkuǎn mìmǎ) – payment password
  10. 请刷卡 (qǐng shuākǎ) – Please swipe the card.
  11. 请用手机支付 (qǐng yòng shǒujī zhīfù) – Please use mobile payment.
  12. 这里接受信用卡吗？(zhèlǐ jiēshòu xìnyòngkǎ ma?) – Do you accept credit cards here?
  13. 请给我一个付款码 (qǐng gěi wǒ yīgè fùkuǎn mǎ) – Please give me a payment QR code.
  14. 付款成功 (fùkuǎn chénggōng) – Payment successful.
  15. 输入密码 (shūrù mìmǎ) – Enter the password.
  16. 支付完成 (zhīfù wánchéng) – Payment completed.
  17. 转账 (zhuǎnzhàng) – to transfer money
  18. 扫码付款 (sǎomǎ fùkuǎn) – to scan and pay
  19. 花呗 (Huābèi) – Ant Financial’s credit service
  20. 付款确认 (fùkuǎn quèrèn) – Payment confirmation.

3. Phrases for Money Transactions in Chinese

Shopping in Chinese

  1. 我要买这个 (wǒ yào mǎi zhège) – I want to buy this.
  2. 多少钱 (duōshǎo qián) – How much does it cost?
  3. 可以刷卡吗？(kěyǐ shuākǎ ma?) – Can I pay with a card?
  4. 请刷卡 (qǐng shuākǎ) – Please swipe the card.
  5. 我可以用手机支付吗？(wǒ kěyǐ yòng shǒujī zhīfù ma?) – Can I pay with mobile payment?
  6. 请给我一个付款码 (qǐng gěi wǒ yīgè fùkuǎn mǎ) – Please give me a payment QR code.
  7. 付款成功 (fùkuǎn chénggōng) – Payment successful.
  8. 这个可以打折吗？(zhège kěyǐ dǎzhé ma?) – Can I get a discount on this?
  9. 我可以试试吗？(wǒ kěyǐ shì shì ma?) – Can I try it on?
  10. 我要退货 (wǒ yào tuìhuò) – I want to return the merchandise.
  11. 退款 (tuìkuǎn) – refund
  12. 发票 (fāpiào) – receipt
  13. 收据 (shōujù) – receipt
  14. 请给我发票 (qǐng gěi wǒ fāpiào) – Please give me the receipt.
  15. 找零 (zhǎo líng) – to give/change back (money)
  16. 需要签名吗？(xūyào qiānmíng ma?) – Do I need to sign?
  17. 需要输入密码吗？(xūyào shūrù mìmǎ ma?) – Do I need to enter a password?
  18. 请保留收据 (qǐng bǎoliú shōujù) – Please keep the receipt.
  19. 货款 (huòkuǎn) – payment for goods
  20. 消费 (xiāofèi) – to consume, expenditure

Paying for Meals

  1. 买单 (mǎidān) – to ask for the bill
  2. 请给我结账 (qǐng gěi wǒ jiézhàng) – Please give me the bill.
  3. 可以刷卡吗？(kěyǐ shuākǎ ma?) – Can I pay with a card?
  4. 请刷卡 (qǐng shuākǎ) – Please swipe the card.
  5. 我可以用手机支付吗？(wǒ kěyǐ yòng shǒujī zhīfù ma?) – Can I pay with mobile payment?
  6. 请给我一个付款码 (qǐng gěi wǒ yīgè fùkuǎn mǎ) – Please give me a payment QR code.
  7. 付款成功 (fùkuǎn chénggōng) – Payment successful.
  8. 这个可以打折吗？(zhège kěyǐ dǎzhé ma?) – Can I get a discount on this?
  9. 收据 (shōujù) – receipt
  10. 请给我发票 (qǐng gěi wǒ fāpiào) – Please give me the receipt.
  11. 需要签名吗？(xūyào qiānmíng ma?) – Do I need to sign?
  12. 需要输入密码吗？(xūyào shūrù mìmǎ ma?) – Do I need to enter a password?
  13. 可以分开付款吗？(kěyǐ fēnkāi fùkuǎn ma?) – Can we split the payment?
  14. 请给我一个付款二维码 (qǐng gěi wǒ yīgè fùkuǎn èrwéimǎ) – Please give me a payment QR code.
  15. 需要加收服务费吗？(xūyào jiāshōu fúwùfèi ma?) – Is a service charge applicable?
  16. 这是小费 (zhè shì xiǎofèi) – This is the tip.
  17. 找零 (zhǎo líng) – to give/change back (money)

visting the bank

  1. 我要存钱 (wǒ yào cúnqián) – I want to deposit money.
  2. 我要取钱 (wǒ yào qǔqián) – I want to withdraw money.
  3. 我要办理转账 (wǒ yào bànlǐ zhuǎnzhàng) – I want to transfer money.
  4. 我要兑换外币 (wǒ yào duìhuàn wàibì) – I want to exchange foreign currency.
  5. 请给我一个取款单 (qǐng gěi wǒ yīgè qǔkuǎn dān) – Please give me a withdrawal slip.
  6. 请给我一个存款单 (qǐng gěi wǒ yīgè cúnkuǎn dān) – Please give me a deposit slip.
  7. 可以办理网上银行吗？(kěyǐ bànlǐ wǎngshàng yínháng ma?) – Can I apply for online banking?
  8. 我想更改密码 (wǒ xiǎng gēnggǎi mìmǎ) – I want to change my password.
  9. 请帮我查账户余额 (qǐng bāng wǒ chá zhànghù yú’é) – Please help me check my account balance.
  10. 需要验证身份吗？(xūyào yànzhèng shēnfèn ma?) – Do I need to verify my identity?
  11. 请帮我办理一张银行卡 (qǐng bāng wǒ bànlǐ yī zhāng yínhángkǎ) – Please help me apply for a bank card.
  12. 请帮我解锁账户 (qǐng bāng wǒ jiěsuǒ zhànghù) – Please help me unlock my account.
  13. 请帮我冻结账户 (qǐng bāng wǒ dòngjié zhànghù) – Please help me freeze my account.
  14. 需要填写表格吗？(xūyào tiánxiě biǎogé ma?) – Do I need to fill out a form?
  15. 银行业务 (yínháng yèwù) – bank transactions
  16. 付款 (fùkuǎn) – to make a payment
  17. 转账 (zhuǎnzhàng) – to transfer money
  18. 查询 (cháxún) – to inquire
  19. 贷款 (dàikuǎn) – loan
  20. 汇款 (huìkuǎn) – remittance

Different currencies in Chinese

  1. 人民币 (rénmínbì) – Chinese Yuan (CNY/RMB)
  2. 美元 (měiyuán) – US Dollar (USD)
  3. 欧元 (ōuyuán) – Euro (EUR)
  4. 英镑 (yīngbàng) – British Pound (GBP)
  5. 日元 (rìyuán) – Japanese Yen (JPY)
  6. 加拿大元 (jiānádà yuán) – Canadian Dollar (CAD)
  7. 澳元 (àoyuán) – Australian Dollar (AUD)
  8. 新加坡元 (xīnjiāpō yuán) – Singapore Dollar (SGD)
  9. 韩元 (hányuán) – South Korean Won (KRW)
  10. 瑞士法郎 (ruìshì fǎláng) – Swiss Franc (CHF)
  11. 泰铢 (tàizhū) – Thai Baht (THB)
  12. 印度卢比 (yìndù lúbǐ) – Indian Rupee (INR)
  13. 越南盾 (yuènán dùn) – Vietnamese Dong (VND)
  14. 南非兰特 (nánfēi lántè) – South African Rand (ZAR)
  15. 菲律宾比索 (fēilǜbīn bǐsuǒ) – Philippine Peso (PHP)
  16. 阿联酋迪拉姆 (āliánqiú dílāmǔ) – United Arab Emirates Dirham (AED)
  17. 瑞典克朗 (ruìdiǎn kèlǎng) – Swedish Krona (SEK)
  18. 墨西哥比索 (mòxīgē bǐsuǒ) – Mexican Peso (MXN)
  19. 巴西雷亚尔 (bāxī léiyǎ’ěr) – Brazilian Real (BRL)
  20. 俄罗斯卢布 (éluósī lúbù) – Russian Ruble (RUB)

More Phrases about money in Chinese that you might find helpful:

  1. Personal Finance:
    • Saving money: 省钱 (shěng qián)
    • Budgeting: 预算 (yùsuàn)
    • Investing: 投资 (tóuzī)
    • Debt: 债务 (zhàiwù)
    • Interest: 利息 (lìxī)
  2. Banking Services:
    • Bank account: 银行账户 (yínháng zhànghù)
    • ATM: 自动取款机 (zìdòng qǔkuǎn jī)
    • Bank statement: 银行对账单 (yínháng duìzhàngdān)
    • Loan: 贷款 (dàikuǎn)
    • Interest rate: 利率 (lìlǜ)
  3. Online Banking and Mobile Apps:
    • Online banking: 网上银行 (wǎngshàng yínháng)
    • Mobile banking app: 手机银行应用 (shǒujī yínháng yìngyòng)
    • Transfer money: 转账 (zhuǎnzhàng)
    • Scan QR code: 扫描二维码 (sǎomiáo èrwéimǎ)
  4. Financial Planning:
    • Retirement planning: 养老规划 (yǎnglǎo guīhuà)
    • Insurance: 保险 (bǎoxiǎn)
    • Stocks: 股票 (gǔpiào)
    • Mutual funds: 共同基金 (gòngtóng jījīn)
  5. Currency Exchange:
    • Exchange rate: 汇率 (huìlǜ)
    • Currency exchange: 货币兑换 (huòbì duìhuàn)
    • Foreign currency: 外币 (wàibì)
    • Traveler’s checks: 旅行支票 (lǚxíng zhīpiào)
  6. Business and Finance:
    • Profit: 利润 (lìrùn)
    • Revenue: 收入 (shōurù)
    • Expenses: 费用 (fèiyòng)
    • Tax: 税 (shuì)
    • Financial statement: 财务报表 (cáiwù bàobiǎo)

Money in Chinese – CNY and RMB

CNY and RMB are both related to Chinese currency, but there are some differences between them. Let’s explore:

  1. CNY: CNY stands for “Chinese Yuan” and represents the currency code used for the Chinese currency in international transactions. It specifically refers to the currency in terms of its exchange rate value against other currencies. For example, when you see CNY/USD, it means the exchange rate between the Chinese Yuan and the US Dollar.
  2. RMB: RMB stands for “Renminbi,” which translates to “People’s Currency.” It is the official currency of China and includes both banknotes and coins issued by the People’s Bank of China. The term “Renminbi” is used domestically within China.

Similarities:

  • Both CNY and RMB refer to the same currency, the Chinese currency.
  • They are used interchangeably in many contexts, especially within China.

Differences:

  • CNY is primarily used to denote the Chinese currency in international transactions and currency exchange rates.
  • RMB is the official term for the Chinese currency within China itself and is commonly used in domestic contexts.
  • CNY is more commonly used in the financial and international trading sectors, while RMB is used in everyday conversations and transactions within China.

It’s worth noting that while the terms CNY and RMB have distinct applications, they are often used interchangeably, especially in informal conversations.

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